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If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage.

If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the same thought process and, in fact, one in four couples quit their jobs within a year of each other.

LHD Retirement are taking necessary precautions as we continue to monitor the status of COVID-19. We have increased internal cleanliness practices and have established a work from home policy in order to follow CDC recommendations for social distancing. As the situation continues to evolve, our priority remains the health and well being of our employees, clients, partners, and community.

We can agree that life is a little [very, very] weird right now. It’s scary, it’s complicated, and there are a lot of different dynamics at play. The market is no different. I can list a dozen things that are contributing to the continued volatility, but I’m going to instead focus higher level on what the best practices are for you during unsettling times such as these.

We want to share information about the steps we’ve taken to minimize any potential impact to our clients as a result of the Coronavirus (COVID-19) situation and maximize our efforts to keep our team and clients safe. This event, first and foremost, has all of us focused on the safety and health of our families, friends, and clients.

As of December 2018, more than 43.7 million retired Americans collected Social Security, with more than 8 million disabled workers collecting benefits as well. But Social Security is much more than retirement income. Along with providing a small income to millions of seniors, Social Security also provides life insurance as well as survivor benefits.

Advisors and their plan sponsor clients have a handful of administrative tasks to complete before enjoying their families, good food, and the reflection that the holidays bring.

Buying a house is one of the biggest, if not the biggest purchase you’ll make in your lifetime. Here are some tips and tricks for ensuring that the entire process is as stress-free as possible. 

A tight housing market is leading many young adults to postpone purchasing a home, choosing instead to go the rental route. Many simply don’t want to be encumbered with a mortgage and all of the responsibilities that go with home ownership.

There were 43 million renters in the U.S. in 2017, the highest number of renters in the last 50 years.  Yet according to the Insurance Information Institute, only 37 percent of those currently renting have renters insurance, leaving 27.1 million renters without protection should catastrophe strike.